Continuing our series of articles based upon our book for our Alabama clients who have hired us to sue abusive debt collectors, we want to give you some insight into what often happens after we are hired but before we file the federal court lawsuit against the collection agency.
You have signed a contract to hire us to sue the abusive debt collector who has been harassing you.
So, now what?
In the normal course of events we will be working on your lawsuit and will have some follow questions for you. Sometimes we won’t have any additional questions and we can go ahead and file the lawsuit but often we do have a few questions to nail down certain facts or dates that we want to put in the lawsuit.
You should receive in the mail, or maybe in a package we gave you after meeting with us, a number of documents or CDs that we want you to spend some time with as these materials will help you in your case.
One item is this book you are reading now.
You will also have some short FAQs (Frequently Asked Questions) about debt collectors and credit reports.
We normally will give you some questions that are typical of what the debt collector will ask you that we want you to start filling out so we can not have any delays in the lawsuit once we get the collector in the case. The formal process is called “discovery” and it allows the debt collector to ask you to provide documents and answer written questions.
While we don’t know the exact form and wording of the questions, we have a general idea of what will be asked so we want you to go ahead and get started gathering this information.
We will normally also give you other information — all of it is designed to help you understand the process of the lawsuit that is about to be filed and to also help you understand your rights related to debt collectors and credit reports and other consumer issues.